Business Insurance
Tailored business insurance
Your business is unique, which is why we offer tailored business insurance programs to make sure your protection covers the specific risks you face in your business. Whether you’re in retail, hospitality, manufacturing, construction, or finance, we’ve got you covered.
Typical Types of Business Insurance
Our approach is personal and comprehensive. We meet with you to understand your business operations and the risks involved. This allows us to recommend the most suitable products and insurers for your specific needs.
Liability
Protects you against claims for property damage or injury to a third party. Including loss or damage of the client's goods in your care and legal defense and settlement costs.
Professional Indemnity
Dependent on your activities, Professional Indemnity cover offers legal defense costs and settlements for alleged negligence, breach of duty, errors or omissions in the performance of your professional services or advice.
Business Interruption
Protects you from losing profits if you're unable to operate or experience a variation in trading following a claim. We offer various ways to insure against business interruption, helping you get back on your feet after an event.
Management Liability
This helps protect the company and directors against claims of wrongful acts in daily business. This includes costs for investigations, breach of contracts, statutory liability, and employment practice liability.
Contents and Stock
Provides coverage for the cost of damages caused by events such as storm damage, hail, lightning strikes, earthquakes, accidental damage, fire, and water damage, just to name a few.
General Property
Insures your portable property against physical damage. This typically includes items like tools, specialised portable equipment, mobile phones, and laptops.
Burglary/Theft
Protects you against theft of goods from your premises and, depending on your needs, can even cover theft without forcible entry.
Computer/Electronic Equipment
Protects you from loss or damage to your computer and/or electronic equipment due to accidents, fire and breakdown.
Cyber Insurance
This coverage is designed to help an organization mitigate risk exposure by offsetting costs involved with recovery after a cyber-related security breach or similar event.
Property Damage
Coverage for physical damage to your business assets from storms, earthquakes, fires, and water damage.
Taxation Investigation
This covers the costs you incur to complete a tax audit or investigation.
Machinery Breakdown
Covers unexpected damage to your mechanical plant and equipment.